The Best Average Home Loan Interest Rate Over Time 2022. Rates are influenced by the economy, your credit score, and loan type. Ad choose between competitive fixed and variable rate mortgages.

Current mortgage rates are averaging over 7% for the first time in 20 years and are expected to keep rising for the time being. For standard variable rates there is information going all. Mortgage rate topped 7% for the first time in more than two decades this week, a result of the.